Get a Personal Loan at a Great Rate! - Apply Online Today - Prosper

We are an online community for lending and borrowing money, with over 770,000 members and $161,000,000 in loans funded on Prosper.

Borrowers enjoy fixed monthly payments, no hidden fees and no pre-payment penalties.

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"You're helping others while getting a great return."
—John V., New York

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Featured Listings

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Other use

Paying Off Personal Loan

$5,000.00 @ 27%

D credit grade

12% DTI

50% funded

38 bids

Business use

Buying Salon

$7,500.00 @ 28.21%

B credit grade

Not calc. DTI

24% funded

31 bids

Other use

building 3 months emergency fund in investment

$6,000.00 @ 10%

A credit grade

12% DTI

22% funded

16 bids

Business use

loan consolidation

$21,000.00 @ 33.21%

A credit grade

Not calc. DTI

10% funded

24 bids

Business use

Working Capital

$15,000.00 @ 27.08%

B credit grade

Not calc. DTI

1% funded

3 bids

Business use

Opening a second location

$7,500.00 @ 28.79%

C credit grade

Not calc. DTI

38% funded

13 bids

Business use

Driving For Dollars!! ( Horse Drawn Carriage Service)

$9,000.00 @ 16.98%

B credit grade

28% DTI

97% funded

128 bids

Other use

Money for motorcycle

$20,000.00 @ 19.51%

AA credit grade

Not calc. DTI

24% funded

47 bids

How Prosper Loans Compare

*Fees not included.
Source: Bankrate.com as of 6/16/08. More.

Here's How It Works

Borrowers create a listing and set the interest rate they are willing to pay. Prosper facilitates personal loans
for business use, home improvement, auto financing and more.
Lenders place bids as low as $50 toward the loan at the rate they are willing to receive.
Bids with the lowest rates are combined into one simple loan to the borrower.
Loan proceeds are deposited directly into your bank account.

All loans are made by WebBank, a Utah-chartered Industrial Bank and sold to winning bidders registered as lenders with Prosper. Prosper "lenders" are loan purchasers. Each lender's results will differ depending on the default rate of the lender's portfolio, and may vary over the 3-year term of the loans. Loans and returns on loans are not FDIC-insured and have no Prosper guarantee. Loans may lose value.

Featured Listings

How Prosper Loans Compare

Here's How It Works

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